Risk Appetite

Nebu lending is the first lending protocol that allows users to adjust their risk appetite.

Step 1: Open the page for adjusting Risk Appetite.

Step 2: Choose your preferred Risk Appetite, click confirm, and confirm the transaction in the wallet.

Risk Appetite is divided into three levels: High, Medium, and Low, corresponding to different borrowing capacities. The Risk Appetite adjustment page will display real-time changes in your borrow power based on your current selection.

Step 3: Risk Appetite adjustment completed. Notice the change in personal borrow power.

Note:

1. Users can switch their Risk Appetite at any time.

2. High risk means that users, compared to low-risk users, are closer to the liquidation threshold when their borrow power reaches 0 (i.e., when they have borrowed the maximum amount available). In simple terms, high-risk users can borrow more funds, increasing capital utilization, but the risk of liquidation is higher. Low-risk users can borrow less, with lower capital utilization, but it is safer.